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You Have No CreditHave A Job & Want To Buy A Home

Many working people in the U.S. have no established credit, but want to own their own home. They never held a credit card or bought a car with installment payments. There is no credit score with any


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New Credit Score System Supposed to Simplify, Not Confuse

A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financial transactions by a consumer and


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Credit Reports Worth Checking Before Making Holiday Purchases

Holiday shopping season is officially here and if you have your sights set on that latest plasma TV, digital camera, video game system, household appliance or maybe even a year-end auto deal, you're


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